Tue, 17 Jun 2008 17:08:38 GMThttp://blog.soufun.com/blog_12562061.htmzh-cnCopyright 1996 - 2007 SOUFUN Inc. All Rights Reserved.Fri, 09 Jan 2009 03:15:07 GMThttp://item.feedsky.com/~feedsky/flke/~7078823/157302317/5187136/1/item.html<div> <p class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; LINE-HEIGHT: 150%; mso-char-indent-count: 2.0"><b style="mso-bidi-font-weight: normal"><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">病情描述：</span></b><?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /><st1:PersonName ProductID="陈" w:st="on"><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">陈</span></st1:PersonName><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">小姐今年</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">32</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">岁，在</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">2006</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">年时，通过商业贷款的方式买了一套总价</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">65</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">万的一居室，当时贷款</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">30</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">万，去年加息时选择了部分提前还贷，现在还有</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">15</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">万未结清，扣除月供</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">1700</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">元，生活基本没有什么压力。<st1:PersonName ProductID="陈" w:st="on">陈</st1:PersonName>小姐月收入为</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">10000</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">，单位按规定为其缴存住房公积金。因为准备接父母来京养老，<st1:PersonName ProductID="陈" w:st="on">陈</st1:PersonName>小姐决定再购置一套总价</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">100</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">万、两居的房子给老人住。因为还需要贷款</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">55</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">万，但现在的银行政策对个人购置二套房产贷款利率要上浮</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">10%</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">，如果贷款</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">25</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">年的话，两套房产的月还款就要</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">5600</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">左右，超过了月收入的</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt">50%</span><span style="LINE-HEIGHT: 150%; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''''''''Times New Roman''''''''; mso-hansi-font-family: ''''''''Times New Roman''''''''">，贷款很难申请下来。</span><span lang=EN-US style="LINE-HEIGHT: 150%; mso-bidi-font-size: 10.5pt"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p> <p class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.1pt; LINE-HEIGHT: 150%; mso-char-indent-count: 2.0"></p></div>Wed, 18 Jun 2008 01:08:38 +0800陈霞理财http://blog.soufun.com/12562061/2131554/articledetail.htm#commenthttp://blog.soufun.com/blog_12562061.htm陈霞理财http://blog.soufun.com/12562061/2131554/articledetail.htmhttp://blog.soufun.com/12562061/rss.xmlfeedsky/flke/~7078823/157302317/5187136